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	<title>Mutual Fund Trader &#187; Financial Planning</title>
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		<title>A Good Budget Leads to More Available Income</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/a-good-budget-leads-to-more-available-income.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/a-good-budget-leads-to-more-available-income.html#comments</comments>
		<pubDate>Fri, 12 Sep 2008 08:03:57 +0000</pubDate>
		<dc:creator>William Blake</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=373</guid>
		<description><![CDATA[Creating a budget is easier said than done.   It requires keeping good records, balancing your checkbook and organization.  Many are not motivated to do it or simply do not like to work with numbers.]]></description>
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		<title>Term Insurance Vs Wholelife</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/term-insurance-vs-wholelife.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/term-insurance-vs-wholelife.html#comments</comments>
		<pubDate>Sat, 09 Aug 2008 08:06:19 +0000</pubDate>
		<dc:creator>OPang</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=337</guid>
		<description><![CDATA[Some are confused about the difference between term insurance and what is called whole life. For the longest time I assumed that term was a waste of time, but I have learned recently that this is not the case. Most people do not need whole life insurance, and paying the premium for that is often a waste of money. There are times when it might be a good idea, but for the most part, many simply need to have a long running term policy to protect their family.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Understanding LTC Insurance Company Rating</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/understanding-ltc-insurance-company-rating.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/understanding-ltc-insurance-company-rating.html#comments</comments>
		<pubDate>Sat, 09 Aug 2008 08:06:12 +0000</pubDate>
		<dc:creator>Terry Stanfield</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=335</guid>
		<description><![CDATA[Companies are like people, and just like people, they can fall on financial hard times and suffer through bankruptcy. This is especially true for long-term care (LTC) insurance companies, who have to deal with an expensive and complex insurance system. As a result, some companies end up going into bankruptcy because they are unable to afford to pay out benefits due to a variety of factors. This means it is very important for individuals to look at LTC insurance company ratings so that they are not left with nothing to show for the premium payments.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What To Look For In Long Term Care Insurance</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/what-to-look-for-in-long-term-care-insurance.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/what-to-look-for-in-long-term-care-insurance.html#comments</comments>
		<pubDate>Thu, 17 Jul 2008 05:33:09 +0000</pubDate>
		<dc:creator>William Terry</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=233</guid>
		<description><![CDATA[When looking at a long term care insurance quote, there are many facets which can determine the cost to you. This article will give you six important points you should consider when looking at a ltci quote. Much of this is determined by type of benefits you want, your age, and which company you want to work with. This will allow you to be an educated consumer when purchasing this insurance product.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Long Term Care Insurance: Can I Deduct Any Of My Premiums?</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/long-term-care-insurance-can-i-deduct-any-of-my-premiums.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/long-term-care-insurance-can-i-deduct-any-of-my-premiums.html#comments</comments>
		<pubDate>Sat, 19 Jul 2008 01:17:14 +0000</pubDate>
		<dc:creator>Terry Stanfield</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=257</guid>
		<description><![CDATA[When tax season comes, all anyone seems to talk about is deductions. Not surprisingly, one of the most common questions about long-term care insurance premiums is "Can I deduct them?"]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Budget Planning &#8211; Simple Budgeting Tips</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/budget-planning-simple-budgeting-tips.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/budget-planning-simple-budgeting-tips.html#comments</comments>
		<pubDate>Fri, 18 Jul 2008 07:30:14 +0000</pubDate>
		<dc:creator>Tina T Willer</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=249</guid>
		<description><![CDATA[A personal financial budget in many homes is not thought of as important.  If you've ever put together anything, such as a Christmas toy for a child you'll notice they alway come with a plan.  A financial budget is a plan that has been devised for your finances. Budgeting is as important as any other plan.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Long Term Care Insurance Premiums: What I Can Deduct.</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/long-term-care-insurance-premiums-what-i-can-deduct.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/long-term-care-insurance-premiums-what-i-can-deduct.html#comments</comments>
		<pubDate>Fri, 18 Jul 2008 07:50:12 +0000</pubDate>
		<dc:creator>Terry Stanfield</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=251</guid>
		<description><![CDATA[When tax season comes, all anyone seems to talk about is deductions. Not surprisingly, one of the most common questions about long-term care insurance premiums is "Can I deduct them?"]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Keogh Retirement Plan</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/keogh-retirement-plan.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/keogh-retirement-plan.html#comments</comments>
		<pubDate>Fri, 30 May 2008 13:31:09 +0000</pubDate>
		<dc:creator>Finance and Investing</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Retirement Savings]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=157</guid>
		<description><![CDATA[The options for retirement are growing.  It used to be that workers depended on their pension after working thirty years or more for a company.  These days, employers offer retirement benefits to employees, and employees can also find other options on their own.  For the self-employed person, a Keogh is an option for retirement saving.
What [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do not Depend on Social Security Alone</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/do-not-depend-on-social-security-alone.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/do-not-depend-on-social-security-alone.html#comments</comments>
		<pubDate>Thu, 29 May 2008 16:04:27 +0000</pubDate>
		<dc:creator>Finance and Investing</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Retirement Savings]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=137</guid>
		<description><![CDATA[The younger generation always claims that there won’t be any social security money when they retire.  They have been saying that for the last thirty or forty years.  Well, the social security system is still going strong.  However, if you are planning for your retirement, don’t depend on social security alone to fund those golden [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Benefits of Retiring after Sixty-Five</title>
		<link>http://www.mutual-fund-trader.com/financial-planning/benefits-of-retiring-after-sixty-five.html</link>
		<comments>http://www.mutual-fund-trader.com/financial-planning/benefits-of-retiring-after-sixty-five.html#comments</comments>
		<pubDate>Thu, 29 May 2008 16:03:16 +0000</pubDate>
		<dc:creator>Finance and Investing</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Retirement Savings]]></category>

		<guid isPermaLink="false">http://www.mutual-fund-trader.com/?p=144</guid>
		<description><![CDATA[Retirement can come at any age.  It doesn’t have to be at age sixty-five.  People retire earlier for many reasons.  But, there are benefits to waiting until that magic number to officially hang up your work clothes.
Some people will have many jobs in their lifetime.  For baby boomers, it was more the norm to have [...]]]></description>
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		<slash:comments>0</slash:comments>
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