Internet banking has given much convenience to the clients of most banks because of its increasing popularity. Being able to do banking transactions anywhere and anytime with just a click of a finger made internet banking an everyday task for some people. Bills payment, fund transfer to a different account and being able to ensure that all banking transactions are achieved are some of the services internet banking provides. With the rapid growth of internet banking, comes the growth of fraud offenders and criminals who wishes to make money out of this new technology. Though banking institutions are continuing to do countermeasures to ensure the safety of their customer?s account, internet banking security should always start with the users. There are simple measures that a user could do to protect his or her identity and the funds at the online bank account.
A client should make certain that his or her username and password are well kept which is a very important internet banking security tip. People are sometimes careless and write these important information on a piece of paper or store it in their mobile phones. Doing this would not only allow other to gain control over the funds but could also create serious problems to the online bank account. Another internet banking security tip is to not respond to any telephone call or e-mails that is asking about personal details that is not directly linked to the financial institution. Fraud offenders uses fake emails and websites that are similar to famous banks in order for them to gain the trust of the users.
Limit public places in performing banking activities online to ensure internet banking security. People who does their internet banking activities in places such as cafes and bookstores are usually the main target of offenders who spend a significant amount watching people as they go about doing their business not knowing these criminals are watching them.
An antivirus software can ensure a client’s personal computer safe from any malicious program that a fraud offended embedded to the computer. It is always the user who is responsible and could ensure that his or her account is secure from these fraud offenders by just following some of these countermeasures.