June 3, 2008

• Second Mortgage versus Refinancing

  There will come a time when most of us need extra cash.  It could be for any number of things, but the point is that you may not have the cash resources to meet your need.  The one resource that you do have is your home.  If you are in this situation you must decide:  Do I need a second mortgage or should I refinance my current loan? (…)

May 30, 2008

• Three Ways to Reduce Tax Bill

  Sometimes we have to bite the bullet.  I mean that we have to pay some of our hard-earned money to Uncle Sam.  However, there is a big difference between owing him $5,000 and owing him $500.  Here are three ways to reduce the amount you have to produce at tax time:
  1.  Use as many tax credits as you qualify for.  Tax credits are better than deductions.  Tax credits lower the amount of money that you will owe to the IRS.  There are education tax credits that you can take advantage of if your child is in college.  Why not open a Coverdell education savings account?  At least $2,000 can be put into an account by you and other family members for use by your child towards educational expenses. 
  Parents may also opt to use the HOPE tax credit or the Lifetime Learning tax credit.  Child and dependent care tax credits can be deducted on a tax return as well.  You must have paid these expenses during the calendar year for your child.  The earned income tax credit applies to both single and married people in low to medium income homes. (…)

May 28, 2008

• Debits and Credits Revealed

  We hear the terms "debit" and "credit" used on a daily basis.  In the context of a conversation they can mean a different thing each time that we use them.  In the context of accounting practices, debits and credits actually mean the opposite of what we would expect. (…)

April 11, 2008

• Save On Taxes While Buying A Home

  by Tax Maven
  If you plan to be buying a house, you need to pay attention to that most critical matter involved with home purchase. (…)

April 10, 2008

• Do Services That Help Combine Debt Work?

  by William Blake
  The best way to handle any debt is to be able to pay it off without any help. Sometimes that just can't happen. (…)

April 9, 2008

• Children's Savings Accounts

  by William Blake
  If your son or daughter's piggy bank is nearly overflowing, it may be time to consider opening up a bank account for them. (…)

• Money and Infidelity

  by Jeannie Giordano
  Unexpected bumps might be in store for couples who fail to discuss financial expectations before marriage.
  Balancing marriage and financial issues can be daunting. (…)

April 8, 2008

• What You Need To Know About Special Ordering A New Car

  by Jason Lancaster
  Special ordering a new car is supposed to mean that you get exactly what you want, usually within a couple of months. (…)

• Should You Special Order a New Car?

  by Jason Lancaster
  "Have it your way." "Made to order." These are phrases our culture has come to embrace. (…)

• Is Bankruptcy Really the Answer?

  by William Blake
  If your finances are in a mess, you may have considered bankruptcy. Even though your debt may be wiped clean, there are many other end consequences. (…)

April 7, 2008

• Compare Student Loan Consolidation Rates in Looking for a Lender

  by Torrie Cantor
  It is important to compare student loan consolidation rates. Consolidating your student loans is a very wise step. (…)

• BioGenx Global Compensation Plan Review: What You Should Know

  by Kaly Williams
  BioGenx is a new (think 2008) network marketing company that promises great products and an incredible compensation plan. Is it worth looking at? (…)

• Car Loans: When to Refinance

  by Jason Lancaster
  There are only three reasons why you should refinance you car:
  1) A better interest rate is a very good reason to refinance your auto loan. (…)

• Should I Refinance My Car?

  by Jason Lancaster
  If you are considering refinancing your car, you should only do so for the following three reasons:
  1) You can get a better interest rate. (…)

April 5, 2008

• Differences Between Chapter 7 and Chapter 13 Bankruptcy

  by William Blake
  Are you at that financial point in your life where you're considering filing for bankruptcy? (…)

• Prepare Your Taxes Online And Save On Your Taxes

  by Tax Mensch
  Most Americans asked find that they hate to do their tax filings and preparation. They treat it as a most hated chore. (…)

April 4, 2008

• How to Refinance With The Lowest Mortgage Rate

  by Louie Latour
  If you're considering a new mortgage to refinancing your existing home loan, choosing the right lender with the lowest rate can be a confusing process. (…)

September 1, 2006

• How To Succeed In Online Financial Trading Using Freebies

  Copyright 2006 Hywel Merrett
  Did you know that many of the tools and resources that we consider essential for online trading success are actually available for free - if you know where to look? (…)

August 24, 2006

• Online Investing - Get Rid Of Your Fears To Reap Profits

  When you have made the decision to experience the world of online investing, you will want to be sure that you have fully researched and learned all you can about the art. (…)

August 22, 2006

• The Four Levels of Wealth

  There are basically four levels of wealth you must aim to attain.
  Level 1: Financial Stability
  The first level of wealth is known as financial stability. (…)